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Category: AI in Finance

Predictive Analytics in Credit Risk Assessment: Balancing Accuracy and Fairness

Predictive analytics has revolutionized credit risk assessment, empowering lenders to make smarter, faster decisions while navigating the delicate balance between accuracy and fairness. By harnessing advanced algorithms and machine learning, these tools analyze vast datasets—think payment histories, credit scores, and behavioral patterns—to predict the likelihood of loan repayment with remarkable precision. But accuracy alone isn’t […]
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